The stock market is dynamic, fast-paced, and often unpredictable. While it offers countless opportunities for growth, success largely depends on precise timing and informed decisions. In such a high-stakes environment, having the right demat account app can be your biggest advantage. It helps you trade stocks, manage investments, and track financial portfolios from anywhere at any time.
To choose the best demat account app, here are the key features you should prioritise:
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1. Access to multiple asset classes
The best app for trading and investment is the one that helps you diversify effectively by offering multiple asset classes, including:
- Indian equities
- Derivatives (futures and options)
- Commodities
- US stocks
By accessing different asset classes on a single platform, you can seamlessly create aggressive, moderate, or conservative investment strategies without switching between apps.
2. Availability of high-quality research
The best demat account app should deliver high-quality research insights tailored to the needs of every investor, from beginners to experienced. Research involves collecting, analysing, and interpreting data about market trends, stock performance, and economic factors to generate useful insights.
According to the Securities and Exchange Board of India (SEBI), only SEBI-registered research analysts or investment advisers are authorised to prepare and deliver investment recommendations. These professionals must adhere to mandates like qualification standards, client segregation, and compliance audits to maintain transparency and protect investors’ interests.
3. Margin Trading Facility (MTF)
A top-notch demat account app must include an MTF to maximise your market participation. This facility allows you to borrow funds from the broker to take larger trading positions than your current financial capacity would permit. For example, if you have ₹10,000 in your demat account and the app offers a 4x margin, you can trade stocks worth ₹40,000. This feature is particularly useful for short-term traders looking to leverage high-confidence trades.
4. Educational tools and 24×7 help and support
Successful investing relies heavily on knowledge, and a demat account app offering educational resources such as FAQs, articles, and user guides, fulfils this need effectively. These resources break down complex concepts, such as stock market fundamentals, trading strategies, and risk management, into easily digestible explanations.
Additional features that add value to a demat account app
In addition to those mentioned above, many additional features can enhance the value of a demat account app and boost your trading experience. RIISE by Motilal Oswal gives you access to such unique value-added features that are hard to find elsewhere. Take a look below:
Intelligent Advisory Portfolios (IAP):
IAPs are pre-designed equity portfolios curated by Registered Investment Advisors (RIAs) to simplify investing. These portfolios adhere to strict risk-return parameters and are tailored to suit varying investment preferences, such as risk appetite, time horizon, and financial goals.
IAPs offer dynamic portfolios, which adjust based on market conditions, and static portfolios, which do not adjust over time. You can choose between lump sum and Systematic Investment Plan (SIP) methods. These portfolios also include robo-managed and advisor-driven strategies, which offers additional flexibility to investors.
Initial Public Offering (IPO) access: The feature to pre-apply for IPOs is a standout offering. You can easily apply for upcoming IPOs before their issue date and avoid delays during the high-demand subscription phase.
New Fund Offers (NFOs):. An NFO is the initial launch of a mutual fund by an Asset Management Company (AMC) to raise capital from investors. Introduced at a fixed price, NFOs allow you to access new investment strategies that other open-ended funds might not yet offer. The RIISE app allows you to invest early in top NFOs with expert advice.
Comprehensive research: Benefit from in-depth analysis of 260+ stocks covering 21+ industries.
Smallcase investments: The RIISE app simplifies thematic investing by offering smallcases, which are pre-structured baskets of stocks tied to specific market themes and sectors.
Key takeaways
The best demat account app for stock trading is the one that offers a smooth, secure, and worry-free investment experience. That’s exactly what the RIISE app delivers.
Backed by the legacy of Motilal Oswal, a SEBI-registered and publicly listed company, the app provides a user-friendly interface, access to multiple asset classes, high-quality research, and margin trading facilities. It also supports UPI-based investments for secure, hassle-free transactions and caters to over 40 lakh investors with reliable 24×7 assistance. Additional features like intelligent advisory portfolios, early IPO access, and smallcase investments enhance its value.
In simple words, you can trade efficiently, stay informed, and meet your financial objectives effortlessly.
